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Social Equity Club:

Hey "no equity renters" (all renters)... get social...get equity!

Club members recover wasted rent money. Join the club! For the first time, you can build home equity instead of wasted rent.

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About US

Social Equity® is pioneering a new home ownership system for the collaborative economy. We empower young adults to transition from renters to owners, facilitating access to affordable housing and capital. Our innovative platform fosters community, flexibility, and cost-effectiveness, making home ownership accessible for all while maximizing equity potential. 

Join us in reshaping the future of housing and creating impactful opportunities for millions. We have developed a novel three-sided network effect ownership platform for both buy-side & sell-side with Supporting Ecosystems. We are building partnerships to build our new home ownership ecosystem– creating a new multi-trillion-dollar digital economy trading platform over the next 7 years. 

The team includes experienced Fin-tech, Software, Property Management, Sociology, Economics, and Technology-driven individuals who have been co-founders of multi-billion-dollar companies. Expertise in Real Estate, Fin-tech, Computer Gaming ($110B/year), Machine Learning; Nobel Prize Winning Economist & Algorithmic Matching Expert, and World’s Top Sociologist - Father of Social Media.

Join The Revolution Today!

Elon Musk

Serial entrepreneur & investor

"When somebody has a breakthrough, it is really not one little thing. Very rarely, is it one little thing? It’s usually a whole bunch of things that collectively amount to a huge innovation." 

Join Social Equity® and be part of the revolution  

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Empowering Young Adults: The Revolutionary Co-Ownership Housing System for a Collaborative Economy

Affordable Home Ownership

The co-ownership model enables young adults to purchase a share of a home, transforming their ability to build equity while avoiding the prohibitive costs of traditional home buying.

A diverse group of young adults celebrating together in front of a modern co-owned home, showcasing a vibrant community atmosphere. Highlight the facade of the house with shared outdoor space and a welcoming porch. Include elements of happiness and teamwork, like high-fives or a 'Welcome Home' banner.
A dynamic scene depicting young adults engaged in various activities within a flexible living space, showcasing collaborative work areas, cozy shared kitchens, and personal private rooms. Visualize the blend of productivity and relaxation, with elements representing modern technology and social interactions.

Flexible Living Arrangements

This innovative system allows young adults to experience mobility without financial burden, promoting shared living arrangements that can adapt to their lifestyles and needs.

Community and Social Connectivity

By fostering a sense of community through shared ownership, young adults can connect with like-minded individuals, enhancing their social network and support systems.

A lively community gathering in a beautifully landscaped garden, featuring young adults enjoying a barbecue or outdoor games. Show camaraderie and interaction among diverse groups, emphasizing unity and friendship, with colorful decorations and shared dining experiences in the background.


Social Equity Housing: Transforming Renters into Homeowners for a Brighter Future

A diverse group of young adults happily standing in front of a newly purchased home, holding keys and smiling with excitement. The background features a vibrant neighborhood with trees and a blue sky. The atmosphere conveys hope and empowerment, showcasing social equity in action.

Empowering Young Adults

Social equity housing empowers young adults by providing accessible pathways to homeownership, reducing reliance on rent and allowing them to build equity over time, ultimately transforming their financial futures.

A cozy communal living space where multiple young adults collaborate on home renovation projects together. They are engaged in discussions and teamwork, with tools and building materials around. The space is welcoming and promotes a sense of togetherness and shared purpose.

Community and Shared Ownership

The transformative model fosters community by promoting shared ownership among like-minded individuals, creating a collaborative environment where resources and responsibilities are shared, enhancing both social ties and financial stability.

A modern, inviting office environment with young professionals discussing innovative mortgage solutions. A digital screen showcases information about Coffee Mortgages, surrounded by infographics highlighting the advantages of shared ownership. The enthusiasm and creativity are palpable in the air.

Innovative Financing Solutions

By introducing new fintech solutions such as Coffee Mortgages, potential homeowners can access innovative financing options tailored for shared ownership, making housing affordable and sustainable.


The Future of Home Ownership: Inclusive, Flexible, and Affordable Solutions for All

A diverse group of young adults collaborating over a blueprint of a modern co-owned house, surrounded by plants and outdoor space, showcasing a vibrant community atmosphere, warm sunlight illuminating the scene, with elements of urban living, such as bicycles and coffee cups present.

Revolutionizing Co-Ownership Models

Innovative co-ownership platforms enable young adults and singles to invest in properties together, making home ownership accessible. This collaborative model fosters community living, minimizes risk, and ensures shared responsibility in managing properties.

A high-tech digital interface showing a user-friendly app on a smartphone, displaying housing financing options and home listings, with a backdrop of a city skyline symbolizing modern living, and a young adult using the app, looking excited.

Affordable Housing through Technology

Leveraging advanced fintech solutions, the new home ownership system streamlines buying processes and reduces costs. These technologies democratize access to housing, offering innovative financing options tailored for middle-income earners and renters looking to become owners.

An inviting communal space with cozy seating areas, gardens, and recreational facilities where diverse residents interact joyfully, reflecting a sense of belonging and community spirit, with children playing and adults socializing, under a bright blue sky.

Community-Centric Living

By prioritizing shared spaces and common interests, community-centric living enhances social engagement among residents. This approach promotes not only home ownership but strengthens personal networks, ensuring a supportive environment for all inhabitants.


Our Services

A cozy, modern living space showcasing diverse young adults engaging in conversation and planning together. Soft diffused lighting illuminates the room filled with greenery and warm textiles. The color palette includes soft pastels and earthy tones, creating an inviting, friendly atmosphere. The camera angle is at eye level, focusing on a large round table surrounded by vibrant décor and plants. Textured walls with natural materials like wood and stone create a harmonious environment. Background details feature shared living spaces like a community kitchen and lounge area filled with books and art. Style references include the warmth of Scandinavian design. An ultra-detailed, hyperrealistic image in 8K resolution captures the essence of collaboration and community.

Social equity club™

Connect with like-minded individuals for shared homeownership.

An innovative financial meeting taking place in a sleek, modern office, highlighting a group of young adults discussing 'Coffee Mortgages'. Bright, natural light filters through large windows, enhancing the clean, minimalist design. The color palette is bright with whites, blues, and greens, suggesting freshness and opportunity. The camera perspective is from a low angle, focusing on the interaction, with close-up details of coffee cups and financial documents. Textured materials like smooth marble and polished wood enrich the environment. In the background, graphite whiteboard sketches and high-tech gadgets illustrate a vibrant working atmosphere. Style references reflect contemporary business photography. The image is hyperrealistic, ultra-detailed at 8K resolution, capturing excitement and modernity.

Coffee Mortgages™

The First Mortgages Engineered for Protected Co-Ownership, Revolutionary Mobility, and Higher Lender Safety, Better Resale Values

A dynamic outdoor community event featuring young adults at a vibrant market celebrating homeownership. The scene is filled with colorful stalls, people engaged in joy and discussion, surrounded by lush greenery under gentle, warm sunlight. The color palette bursts with bright colors like oranges, greens, and blues, promoting a festive mood. The camera angle is slightly elevated, providing a clear view of the lively atmosphere with details of food, music, and social interaction. Textures include natural materials like wood, fabrics, and greenery. Background elements feature banners emphasizing home sharing themes. Style references draw on documentary-style photography that promotes community spirit. This image is hyperrealistic, ultra-detailed in 8K resolution, celebrating empowerment and connection.

Freedom HomeOwners Network™

Empower sharing and ownership with our unique community network.

A dynamic outdoor community event featuring young adults at a vibrant market celebrating homeownership. The scene is filled with colorful stalls, people engaged in joy and discussion, surrounded by lush greenery under gentle, warm sunlight. The color palette bursts with bright colors like oranges, greens, and blues, promoting a festive mood. The camera angle is slightly elevated, providing a clear view of the lively atmosphere with details of food, music, and social interaction. Textures include natural materials like wood, fabrics, and greenery. Background elements feature banners emphasizing home sharing themes. Style references draw on documentary-style photography that promotes community spirit. This image is hyperrealistic, ultra-detailed in 8K resolution, celebrating empowerment and connection.

HomeX Exchange™

The Home Ownership Mobility EXchange™. Buy, Sell, Swap— Bring Your Equity With You— Monetize


Discover the power of our cutting-edge, tech-enabled solution!

The Better, Safer, and Cheaper way to Own, Buy, and Sell

  • Enables Millions of Young Adults to become Owners, who otherwise would not qualify 
  • Projected Returns over time ~$150K to $750K of lost Otherwise Wasted rent Money back to Customers as Owners 
  • Achieve a healthier standard of living - while still young

For Buyers

  • Fast & Cheap Access to Capital 
  • Affordable Ownership Product For First Time Ever,
  • MORE MOBILITY than RENTING!! 
  • Early Access to Equity Gains
  • Large amounts of otherwise wasted Capital Returned!

Learn more

For Sellers 

  • Additional Low Cost Buyer Pool
  • Faster & Cheaper Transactions
  • Higher prices achieved  per sq ft via the Leverage of Sharing Economics 
  • Sell “Underutilized without moving for access to cash 
Learn more

For Lenders 

  • Multiplicity of Payers 
  • Lower probability of default 
  • Lower cost of rare default
  • Zero Foreclosure Costs
  • Credit Managed Borrowers 
  • Community Rated & Socially
  • Pressured To Pay On Time  
Learn more

How Does It Work To Join the Club?

The World’s Only Networked Home Ownership Club including: Home Ownership Mobility,™ Financial Housing Mobility™ and Automatic Earned Equity Payments™

ALL CUSTOMERS ARE FIRST SCREENED TO JOIN SOCIAL EQUITY CLUB

Private Investigations firm provides background checks including— credit, criminal, employment, etc

Once Accepted, members define and choose their “like-minded” cultures, fun activities, career master classes, social and house rules… HouseConstitution,™ club rules and activities are managed via cloud-based AI.


Proprietary SOCIAL FRAMEWORKING TECHNOLOGY™ enables customer/club members to maintain or modify their HouseConstitution™ & HomeValues™ which can often add value to their equity by: creating intentional, focused communities and purpose driven exclusivity…

  • Education, Student Housing 
  • Artists, Musicians, & Performers 
  • Professionals & Collaborators 
  • Cultural, Ethnicity, & Religious 
  • Sports & Recreation 
  • Extended Families

  • Government & Military 
  • Graduate | Masters | PHD Ed. 
  • Investor Networks 
  • Personal Development/ YOGA 
  • Specialized Training 
  • Volunteer & Humanitarian

  • Single Parents/Kids NOW a Community
  • Corporate Housing 
  • Senior Assisted Living / Retire 
  • Sober Living & Rehabilitation 
  • Adventure Seekers & Travelers 
  • Entrepreneurs / Teams


New Home Ownership Exchange Network, HomeX™ allows you to Buy / Sell / Swap - Take your Home Equity Anywhere

Members earn equity as values rise and their mortgage is paid down over time— and may “Bring Their Mortgage & Equity in their Suitcase”™ empowered by SocialEquity Mobility!

Seamless trading of home equity on the Home Ownership Mobility EXchange™ (HomeX™)— providing. a new fast, cheap, flexible Mobility Option to legacy permanent housing— with customer friction reduced by 95%. 

 

THREE TYPES OF MOBILITY = THREE (1,2,3) TYPES OF LIQUIDITY


Equity and Residential Rights for MLU™ Rooms AND for Full Homes (ULU*s™) are Bought, Sold, and Exchanged

                            SAFETY - SECURITY - RELIABILITY - IMMUTABLITY - TRANSPARENCY -  WORLD-RENOWNED BLOCKCHAIN NETWORK


The SocialEquity® DUAL Three-Sided Marketplace: The Better, Safer, Fairer, Most Cost Efficient way to Own, Buy, and Sell  

                                                                             BOTH MARKETS ARE HUGE & INDEPENDENT YET FEED EACH OTHER PRODUCT & CUSTOMERS

BUYER-SIDE 

Market for buying parts of homes/MLUs : our AI converts bedrooms to Member Living Units We manufacture eager buyers who otherwise could not buy 

SELLER-SIDE

Market for selling and swaping part of homes: our AI Converts Houses & Apartment Buildings into MLUs. We enable opportunistic financial sellers and those seeking community to sell who otherwise would not sell


HOW TO BUY?

PROFILE & PRE-SCREEN

  • Join Social Equity Owners Club & create profile
  • Membership background screening Pre-Qualify for loan financing 

IDENTIFY & MATCH

  • Set user defined search criteria and preferences 
  • Manually match with other club member or Social Equity AI suggests pairing with other prospective buyers and available properties

POOL & FINANCE

  • Pool credit
  • Acquire financing via SocialEquity
  • Downpayment assistance programs

FINALIZE LIVING ARRANGEMENTS

Set mutual arrangements for house operations and group living dynamics, such as: house rules, service and maintenance schedule, etc.


SHOP & MAKE PURCHASE

  • Traditional real estate offer process 
  • Establish MLU distribution and contracts
  • Purchase homes via SocialEquity Trust Services


HOW TO SELL?

INSPECTION & ASSESSMENT 

  • Independant inspectors from the HomeXTM  platform confirm market value / suugested sale price.  

RECEIVE OFFERS & SELECT

  • Set user defined search criteria and preferences 
  • Manually match with other club member or Social Equity AI suggests pairing with other prospective buyers and available properties.

SEARCH FOR A NEW HOME UNIT

  • Set user defined search criteria and preferences 
  • Manually match with other club members and existing properties  or SocialEquity AI suggests pairing with other prospectives.

INCREASE / REFINANCE MORTGAGE (IF NEEDED)

  • Adjust for price difference if member has equity shortfall
  • Cash / downpayment from buyer
  • Equity co-investment (social equity or peer / club members)
  • 3rd party lenders / Equity investors


CASH OUT 

  • Newly increased mortgage frm buyer  
  • Cash / Downpayment frm buyer
  • Equity co-investment (SE or Peer / Club members)
  • 3rd party lenders / Equity investors 


Invest In The Future Of Digital Home Ownership

Frequently Asked Questions
Social Equity
Could you provide some information about what Social Equity is all about?
SOCIAL EQUITY INTERNATIONAL CORP is a Fin-tech, PropTech, and RegTech (regulatory tech)  REAL ESTATE TECHNOLOGY startup with a novel affordability solution that enables young adults and singles to own where they live, attain Home Ownership Mobility,™ and earn equity 10-20 years faster than the current traditional home ownership system allows.

We have  developed a novel THREE-SIDED NETWORK-EFFECT OWNERSHIP PLATFORM for both BUY-SIDE & SELL- SIDE with Supporting Ecosystems. We are building partnerships to build our new home ownership ecosystem– creating a new multi-trillion dollar digital economy trading platform over the next 7 years.

The team includes experienced Fin-tech, Software, Property Management, Sociology, Economics, and Technology-driven individuals who have been co-founders of multi-billion dollar companies. Expertise in Real Estate, Fin-tech, Computer Gaming ($110B/year), Machine Learning; Nobel Prize Winning Economist & Algorithmic Matching Expert, and World’s Top Sociologist - Father of SocialMedia.
What problems does Social Equity address?
THE WORLD’S LONG TERM HOUSING PROBLEM:  Young Adults Can’t Afford to buy a home anymore!
  • Trapped Paying the Highest Rents Ever: no alternative or relief from rising home prices, lack of down payment, savings. Millennials and gen-zers are spending 40 to 70% of their gross monthly revenue on RENT!
  • Current System Offers TOO MUCH HOME For Young Adult Needs: Majority of existing housing stock largely built to host “family-style” living and not designed for shared ownership; severely limiting the buyer pool, thus limiting home selection options.
  • HIGH COST of Current Home Ownership System: high cost & missing economies of scale for maintenance and insurance, no coordinated tax savings, ownership titles subject to unnecessary litigation risk, missing PEER-TO-PEER liquidity, lack of title sharing options, NO Workable group buying protocols, NO easy group financing options.
  • Mobility Prohibitive– High Legal, Time, and Transaction Costs: added intermediaries with excessive fees: high-friction, high-expense transactions with lenders, brokers, lawyers, title companies, (TIMES TWO) make moving costly. Home staging costs and marketing delays create even more expense.
How Social Equity revolutionizes the global housing system?
YOUNG ADULTS STOP WASTING RENT MONEY, OWN WHERE THEY LIVE, EARN EQUITY OVER TIME & RECEIVE LIFE CHANGING CASH BACK! Millions CAN afford to OWN PART OF A HOME!

A NEW FORM OF HOME OWNERSHIP:
  • Novel PLATFORM with Social Frameworks Partial & Full Home Ownership: 38MM YOUNG Adults in the US Co-Rent… Our Platform enables like-minded Millennials to OWN a home, Family-Style.
  • Novel Legal Structure for Shared-Ownership Mobility: Novel Ownership Platform engineered to be a Safer, Easier, & Most Cost Effective Method for Home Ownership. 
  • Novel COFFEE MORTGAGES™ 25 Million U.S. RENTERS Now Qualify to OWN: THE Mortgage Product for the SHARED OWNER-SHIP ECONOMY! Home Ownership Mobility™ with COFFEE creates Huge Added Value & Demand.
WITH THIS NEW FINTECH, Tens of Millions of young Americans and Older singles can Afford To Own NOW!
What are the benefits of joining the club today?
  1. Match like-mindeds together into “family-like" buyer units

    Meet other vetted club members you’d like to live with and decide on preferences of Lifestyle, Shared-Interests, Culture, Home Environment, House Rules, Etc.  We leverage those connections to provide new social introductions and career opportunities

  2. Access to Acquisition Capital

    We connect you to over 2,400 Downpayment Assistance Programs AUTOMATICALLY, or facilitate investor groups to finance the downpayment (for a portion of the future upside appreciation).

  3. Designed for Co-Ownership: New COFFEE™ Mortgages

    Co-Owner Foreclosure-Free Exchangeable-Equity (COFFEE™) Mortgages are NOVEL mortgages engineered for Shared Ownership and work with all sizes and types of residences.

  4. Dedicated Home Management Software

    Manage and coordinate needed house operations with the members of your household, everything from Taxes & Mortgage Payments, to Maintenance & Repairs, to Chores, to Calendaring, to needed purchases, and other selectable  in-house dynamics.

  5. New Ownership Structure = Global Ownership Mobility™

    Buy / Sell / Swap your home on HomeX.™ New Beneficial Ownership structure means all the access and benefits of Traditional Ownership, while SUPERSEDING the convenience & mobility freedom of Renting.

  6. Access to Earned Equity Capital

    As home value grows and mortgage gets paid down over time, members can get capital returned automatically without having to move or spend time trying to get access to equity capital
What are the key benefits of the SocialEquity economy?
  • MONEY & CREDIT : accelerated capital transfer to younger generation
  • COMMUNITY:
    • share culture
    • social influence
    • career networks.
  • HOUSING MOBILITY:
    • Choice & Selection
    • Convenience
    • Safety & Security
  • LIVING ENVIRONMENT:
    • Happiness
    • Health
    • Agreements
  • RENT MONEY IS RETURNED: Via new blockchain technology & smart contracts, former renters become owners and are paid out their equity as it accumulates while they are still living in their unit, thus over time receiving much of their mortgage payment back.
From Buyer Side
What type of market for buyers?
SocialEquity gives access to a market where you can buy Part of a Home.

Market for BUYING Parts of Homes/Member Living Units™“MLU”s: SocialEquity’s AI Algorithm Converts Bedrooms to Member Living Units)

WE MANUFACTURE EAGER BUYERS who OTHERWISE COULD NOT BUY.
Who is it for?
1) One billion young adults worldwide between 18-34 who currently share rental housing, 80% prefer to Build Equity rather than throw rent money away for decades.

2) Buyers who VALUE and COVET MLU’s Social & Career Alignment and Opportunities.

3) Buyers who VALUE and COVET MLU’s one-hour MOBILITY & fast LIQUIDITY. (Analogous to the higher P/E Ratios of public vs. private companies due to very fast & low cost liquidity.)
How does it work?
Buyers team up or we match them based upon their own preferences (Co-Buying), down payment assistance programs, shared/fractionalized down payments become affordable. Single Buyers of any age group may buy an existing MLU or part of a home from the SELL SIDE…
How big is the market (Buy Side)?
The BUY SIDE Total Addressable Market (TAM): Each 1% point produces $70 Billion in present & on-going revenue. (Does not include Digital Banking) One percent market penetration achievable over the first 5 years after Official Launch cumulatively, and then 1% per year thereafter, with very high margins due to AI and automation.)
From Seller Side
What type of market for sellers?
Market for SELLING & SWAPPING Parts of Homes: (our AI converts beds and ADUs (Accessorry Dwelling Units= Added Units to Single Family Homes) to MLUs.


WE ENABLE OPPORTUNISTIC FINANCIAL SELLERS plus THOSE SEEKING COMMUNITY to sell who OTHERWISE WOULD NOT SELL.
Who is this for?
1) Owners of underutilized or unused residential real estate who want to obtain higher value, faster liquidity, and investment diversification. Millions of homeowners may sell part of their home for cash or diversify their “primary investment” via swapping for other rooms worldwide without having to move. They write the “House Rules” and define the environment for all other residents.

2) Developers and Investors who wish to sell or swap on an expanding buyers platform with fast and fee-free liquidity options.

3) Apartment Building OWNERS may now convert to condos and take High Short Term Profits— now having access to a vast new buyer pool.
How does it work?
By Inboarding™ parts of entire homes onto HomeX —the Home Owner Mobility™ platform— property owners obtain Higher Value Real Estate with more social demand plus more financial options while eliminating most transaction costs, most filing fees, titling fees and transfer taxes.
How big is the market (Sell Side)?
The SELL SIDE Total Addressable Market (TAM) is estimated at:

17 to 25 Trillion USD or 8-12% of the $210 Trillion (Savills Research, London, 2015) global residential real estate market. Cumulative 1/10 of 1% penetration over first 5 years produces Inboard, swap, mortgage, finance, upside stake fees.

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Hear from Our Investors

Investing with Social Equity® has transformed my financial future. Their expertise and commitment to social equity have made a real difference.

Jessica Tran

I appreciate how Social Equity® prioritizes ethical investments. It’s great to see my money going toward projects that uplift communities.

Marcus Lee

The team at Social Equity® is knowledgeable and passionate. They guided me through every step of the investment process with clarity and support.

Sarah Patel

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